Property Treaty

Faraday's Property Treaty team provides substantial catastrophe and reinsurance capacity to insurers worldwide, with specialist expertise in natural perils. We offer tailored solutions across Catastrophe Excess of Loss, Risk Excess of Loss, Pro Rata, and Retrocession programmes.

Since 1984, we have partnered with clients to help manage complex property catastrophe risks. Our long-term commitment to the market is reflected in both our underwriting approach and our capacity, with the ability to deploy up to $100 million on Catastrophe Excess of Loss programmes. We seek to build enduring relationships with high-quality cedants, supporting organisations that demonstrate disciplined underwriting, financial strength, and a commitment to trading successfully throughout the market cycle.

Backed by Faraday's exceptional ownership and financial strength, we provide clients with reliable, long-term capacity and a highly responsive service experience. Collaboration is at the heart of our approach. By working closely with our actuarial, claims, delegated governance, and legal teams, we combine deep technical expertise with data-driven insights to deliver informed underwriting decisions and consistent, high-quality service to our partners.

Underwriting strengths

The team builds solid relationships, travelling extensively to engage with existing and prospective clients and understand their purchase drivers. We deliver first-class service to our brokers, who deal face to face with the decision makers.

Above all, we deploy our intellectual capital and capacity to respond to our clients in an ever changing market. Along with our extensive market experience and underwriting knowledge, we use a combination of vendor and internal models to achieve consistency in underwriting and portfolio management.

Our underwriting team benefits from strong claims, wordings, loss modelling and actuarial support.